Let’s be honest from the start, the first rule of investment is that there are no rules. As the last couple of months have proved, the markets can and sometimes do move in a variety of different directions and anyone that tells you that they have developed a structure that guarantees returns should, politely, be treated with a really high level of scepticism. — That said, one of the most fundamental rules we’ve learned from investment professionals at any level is that it’s not wise to keep your eggs in one basket, because if the basket should fall, all your eggs will be broken. To put it another way: spread your risk.